Monthly Archives: October 2017
Drowning in Debt? Use These Tips to Stop Creditor Harassment
Considering the ease with which credit card companies approve applications these days, it is no wonder that just a few years ago, 80 percent of American consumers were in debt. Today, thanks to consumer awareness and smarter spending habits, that number has decreased to just 75 percent, according to CNBC. However, that is still… Read More »
The Differences Between Chapter 7 and 13 Bankruptcies
Most people are familiar with Chapter 7 and Chapter 13 bankruptcies, but most people are unaware that there are actually six types of bankruptcies, each of which is titled after their chapter in the Bankruptcy Code. However, everyday consumers are eligible for just three, while one is for commercial enterprises, another is for municipalities… Read More »
Options for When You Cannot Make Your Mortgage Payments
If you have fallen behind on your mortgage payments and your lender has refused your application for a loan modification, forbearance, or repayment plan, you may be feeling at a loss as what to do. You do not want to foreclose on your home, but at the same, time, you do not believe that… Read More »
What To Do if You Are Sued for Credit Card Debt
Having a lawsuit brought against you can be a scary thing, but it is even more so when the lawsuit is due to your mountains of credit card debt that you have been unable to pay. Whether you lost your job or simply failed to realize how out of control your debt actually was,… Read More »